how to make a living online with my simple guides

 

The world is now saturated with a lot of skillful and well-educated people searching for all kinds of jobs. Increasing population across the globe has made the countries´ unemployment rate alarming and uncontrollable. For anyone man without proper connections and healthy financial background to build a healthy wealth, you need multiple side hustles to back up your main source of money.

 

Though there is a lot of false articles on how to make money online easily within a month. It is true that one can actually make a lot of money online, but it takes a lot of patients, hard work and consistency nowadays as compared to the time when there is not much competition. So, if you are someone looking for reliable and genuine ways to make money online, follow this guideline provided and make your choice.

 

1.       Research more about what you want to do

         There are thousand and one side hustles one can start with. Pause and ask yourself the following questions.

• ·       Where will you like to work? (remote or structured institutions)
• ·       What are some always demanding kills currently?
• ·       Which skills are you passionate about?
• ·       Which skill will be more employable?
• ·       How can I acquire this skill?
• ·       Which tools are required to perform this skill smoothly?
• ·       How long can it take me to learn the skill?
• ·       How much can I invest in learning the skill?

2.       Acquire a demanding skill

There are so many demanding skills one can learn and become useful in the job markets. Unlike Olding days where information is not easily transferable due to the lack of modern ICT devices. Now a lot of international business organizations and even local small and medium enterprises needs people to handle their data and operate their businesses online.

The following are some of the skills which are very demanding and are easily marketable.

·       Virtual Assistant (it is easily to acquire VA skills and even get a job within a month if you attach seriousness to it). Some VA jobs are social Media management, Bookkeeping, Email marketing, Data entering, Accounting etc.

·       Coding and programming (programming is one of the demanding skills because more programmers are needed in almost all the sectors of the economics to solve more challenging problems in the area of technology)

·       Animation- animation skill is very demanded in both movie and art industries which is now very useful in games and advertisements.

·       Video Editing (most of the editors are needed to process raw movies in Hollywood and other small movie industries)

·       Graphic Design. Visual appealing products and services are always in demand in every in every sector of products and services.

 

3.       Pick a skill

Since the competition is very tight nowadays, the success depends heavily on the skills you choose. Do not forget, a lot of people are already having the same skills, but your hard works and expertise will make the different. So, learn the skill that you will enjoy doing and can excel in.

 Acquire the skill

Unlike oldling days where information is hard to share, now even formal education is structured to favor people at the comfort of their homes.

We are now in information age which has brought out smooth data sharing and improve the whole information system.

We have numerous websites which offer free lesson and as well as the paid section as well, and which include; 

General Online Learning Platforms

• Coursera – University-level courses (free with paid certificates)
• Udemy – Affordable courses on various topics
• edX – Free university courses (paid certificates)
• Khan Academy – Free courses on academics, math, and science
• LinkedIn Learning – Business, tech, and creative courses (paid, free trial)
• Skillshare – Creative and business skills (subscription-based, free trial)
• FutureLearn – University and professional courses (free & paid)
• MasterClass – Expert-led courses in various fields (paid)

Programming & Tech Skills

• FreeCodeCamp – Free coding lessons
• Codecademy – Interactive coding courses (free & paid)
• Udacity – Tech and AI-focused courses (paid with free trials)
• MIT OpenCourseWare – Free MIT courses on programming, math, and science
• Harvard CS50 – Harvard’s free computer science course
• W3Schools – Free web development tutorials
• Pluralsight – Paid IT and tech courses (free trial available)

Business, Finance & Entrepreneurship

• Harvard Online Courses – Business & finance courses (free & paid)
• Investopedia Academy – Financial literacy (paid)
• Y Combinator Startup School – Free startup and business growth lessons
• Alison – Free business and career skills courses
• Google Digital Garage – Free digital marketing and business courses

Mathematics & Science

• Brilliant – Interactive math & science (paid with free trial)
• PatrickJMT – Free math video tutorials
• Paul’s Online Math Notes – Free math resources
• OpenStax – Free academic textbooks and resources

Creative & Design Skills

• Canva Design School – Free graphic design tutorials
• Domestika – Affordable courses on design, art, and photography
• ArtStation Learning – Free digital art & design courses
• Piximakey Academy – Free and paid animation lessons
• CreativeLive – Photography, design, and music courses (paid)
• 
  

Other Skill-Based Learning

• 
  
• TED-Ed – Free educational videos
• YouTube – Free tutorials on almost any skill
• Notion Academy – Free Notion productivity tutorials
• Code.org – Free coding courses for beginners
• HubSpot Academy – Free marketing and business courses
• MOOC List – Aggregator of free online courses from various platforms

4.       Do more practice

Even after learning the skill do not be too harsh to earn huge money immediately but rather wait to gain more experience offering your services at low cost and also building your portfolio and good profile to create awareness and network.

Apply for job online

Now with the right expertise you stand out of the numerous job seekers on the job market.

Create appealing personal profile on LinkedIn.com where you meet and connect with employers worldwide.

The follows are some of the online job platforms where you can get and summit your resume and cover letters to get immediate employment.

• Upwork – Best for skilled freelancers (writing, programming, VA, etc.).
• Fiverr – Great for selling services (math tutoring, graphic design, etc.).
• Freelancer – Bidding-based freelancing platform.
• PeoplePerHour – Good for remote professionals.
• Toptal – For highly skilled freelancers (software, finance, design).
• iTalki – Great for teaching languages & math.
• Preply – Earn by teaching students online.
•  Superprof – Global tutoring marketplace
• Belay – Hires virtual assistants & bookkeepers.
•  Time Etc – VA jobs for experienced assistants.
•  Fancy Hands – Small task-based VA work.
•  We Work Remotely – Remote job listings.
•  Textbroker – Get paid for writing articles.
•  Verblio – Write content for businesses.
•  Contena – Premium writing job board.
•  Clickworker – Simple tasks & AI training work.
•  Amazon MTurk – Small online tasks for cash.
•  Remotasks – AI training and data entry work.
•  AccountingDepartment – Remote accounting jobs.
•  Bookkeepers.com – Helps bookkeepers find work.
•  Belay Solutions – Hires virtual bookkeepers.

Those platforms are genuine and reliable source to earn a lot from any skill you acquired. 

Please subscribe to join this platform to learn and access the free materials for skill training which will be the next post.

 

Mastering Personal Finance: The Ultimate Guide to Financial Freedom

Managing personal finances effectively is the key to achieving financial freedom and building wealth. Whether you're struggling with debt, looking to save more, or planning for retirement, understanding the fundamentals of personal finance can transform your financial future.

In this ultimate guide, we’ll cover everything from budgeting and saving to investing and debt management, providing practical tips and strategies to help you take control of your money.

What Is Personal Finance?

Personal finance refers to the way you manage your money, including:
Income & Expenses – Tracking revenue and expenditures. 
Budgeting – Creating a financial plan to regulate the use of money.
Saving & Investing – Expanding ones income source by establishing businesses.
Debt Management – Reducing and eliminating financial liabilities.
Retirement Planning – Securing a future free from financial stress.

Why is personal finance important? Because financial stability allows you to enjoy life without constantly worrying about money. It boosts ones confidence in raising financial constraints.

Click here for more detail

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1. How to Create a Budget That Works

A budget is a financial roadmap that helps you track income and expenses to avoid overspending and being locked up emergency financial crises.

Step-by-Step Guide to Budgeting

Calculate Your Income – Include salary, compensation, and side hustles.
Track Your Expenses – List all your monthly expenses, including rent, groceries, utilities, and entertainment.
Apply the 50/30/20 Rule:

• 50% for pressing needs (housing, food, bills)
• 30% for wants (entertainment, shopping)
• 20% for savings & debt repayment
• 
  Use Budgeting Tools & Apps – Try Mint, YNAB (You Need a Budget), to automate tracking.
  Review & Adjust Regularly – Adapt your budget based on changes in income or expenses.

Pro Tip: Stick to your budget by using cash envelopes to avoid impulse buying.

2. Smart Saving Strategies for Financial Security

Saving money is crucial for emergencies, investments, and future goals.

Best Ways to Save Money

Set Up an Emergency Fund – Aim for 3-6 months’ worth of expenses in a high-yield savings account.
Automate Savings – Use direct deposits to automatically transfer money into a savings account.
Cut Unnecessary Expenses – Cancel unused subscriptions, eat out less, and compare prices before purchases.
Follow the 24-Hour Rule – Avoid impulse buying by waiting 24 hours before making a big purchase.
Save Windfalls & Bonuses – Put extra income (tax refunds, bonuses) into savings instead of spending it.

Where to Save?
High-Yield Savings Accounts (Ally, Marcus by Goldman Sachs)
Certificates of Deposit (CDs) – Higher interest, but locked in a period
Money Market Accounts – Good for short-term savings with better interest than regular accounts

3. Investing: How to Grow Your Wealth

Investments ensure a steady flow of income and help build strong financial freedom and beat inflation which can cause a great loss.

Best Investment Options for Beginners

Stocks – Buy shares in companies to earn profits as their value grows.
Real Estate – Invest in rental properties for passive income.
Index Funds & ETFs – Low-risk, diversified investments in the stock market.
Cryptocurrency – High-risk but potential high-reward digital assets.
Retirement Accounts – It brings relieve at old age.

How to Start Investing

1. Start Learn Basic Investment Terms – Understand assets, risk, and returns.
2. Choose a Low-Cost Brokerage – Use Fidelity, Vanguard, or Robinhood.
3. Diversify Your Portfolio – put your money into so many profitable assets.
4. Start Small & Be Consistent – Invest a fixed % regularly.

Pro Tip: Compound interest is your best friend—the earlier you start, the more your money grows over time.

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4. Managing & Eliminating Debt

Debt can drain your finances if not managed properly. Here’s how to get rid of it fast:

Best Debt Payoff Methods

✔ The Snowball Method – Pay off smallest debts first while making minimum payments on larger ones.
✔ The Avalanche Method – Pay off highest interest debts first to save money long-term.
✔ Debt Consolidation – Combine multiple loans into one with a lower interest rate.
✔ Negotiate Lower Interest Rates – Contact lenders to request a lower APR.

Pro Tip: Avoid accumulating new debt by limiting expenses and living within your means.

Click the link to earn a cool cash

5. Retirement Planning: Securing Your Future

Planning for retirement ensures financial freedom later in life.

How to Save for Retirement

✔ Start Early – Even small contributions grow over time. At least save 20% of yours salary before spending the rest
✔ Maximize your  Contributions – If your employer offers a match, take full advantage.
✔ Invest in Dividend Stocks & Index Funds – They provide steady returns over time.

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6. Passive Income: Making Money While You Sleep

Creating multiple streams of income helps you build wealth faster. Their are so many ways to make money online nowadays. Click here to make your money quickly

Best Passive Income Ideas

Dividend Investing – Buy stocks that pay quarterly dividends.
Rental Properties – Earn monthly income from real estate.
Affiliate Marketing – Promote products and earn commissions(Jumia & Amazon).
Online Courses & E-books – Create and sell digital products.
Freelancing & Side Hustles – Learn demanding skills like programming, video editing, bookkeeping etc and get hired on online platforms (Upwork, Fiverr).

Best Tips for Financial Success

Automate everything – Bills, savings, and investments should run on autopilot.
Live below your means – Spend less than you earn and avoid lifestyle inflation.
Keep learning – Read personal finance books like The Millionaire Next Door and Rich Dad Poor Dad.
Have a financial plan – Set clear goals for saving, investing, and retirement.

Mastering personal finance is about making smart decisions with your money. By budgeting, saving, investing wisely, and reducing debt, you can achieve financial security and live the life you always wish to live.

What’s your biggest financial goal this year? Drop a comment below! 

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